First State Bank - Full-Time August 4th

SENIOR COMMERCIAL CREDIT ANALYST

Senior Commercial Credit Analyst

Position Summary:

The Senior Commercial Credit Analyst is responsible for independently producing credit analysis reports, which detail strengths and weaknesses of loans; provide direction for less experienced analysts; and work well with commercial lenders and create a smooth process for underwriting quality loans.

Responsibilities:

  • Performing thorough financial analysis on corporate financial statements, individual tax returns, and personal financial statements
  • Compile various monthly reports and numerous ad hoc projects and reports
  • Work closely with the Commercial Lenders to assure a thorough understanding and analysis of credit requests as well as an appropriate loan structure and securitization
  • Responsibilities also include other duties as assigned by the supervisor/manager

Competencies:

  • Credit analysis experience in a financial services industry
  • Proven success in a fast-paced analytical environment requiring accuracy, timeliness, teamwork, and excellent communication skills
  • Experience and ability to analyze the more complicated and involved credit requests
  • Strong knowledge of Bank policies, procedures, and government regulations
  • Flexible and highly motivated team member
  • Ability to handle multiple projects simultaneously and prioritize workloads
  • Excellent computer skills

Required Education & Experience:

  • Bachelor’s degree in finance or accounting or related field, or an advanced degree or substantial related field experience
  • 8 year’s credit analysis experience in the Banking industry
  • Excellent analytical skills

We offer…

Health, Dental, Vision & Life Insurance

Paid Time Off Starting at 30 days per year

Paid Time Off for Volunteering

Tuition Reimbursement

Competitive Salaries

401k Employer Match

Quarterly Cash Profit Sharing

Great Hours

EOE M/F/V/D

First State Bank

Salary: $60000 - 90000 per year
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