First State Bank - Full-Time August 4th

COMMERCIAL LENDER

COMMERCIAL LENDER

Position Summary:

The Commercial Lender is responsible for effective execution of the Bank’s Commercial lending efforts; expanding client-base; and broadening existing Bank relationships to ensure future and repeat business. Also implements lending policies and procedures, and exercises discretion and independent judgment throughout the lending process.

Responsibilities:

  • Origination of commercial loans
  • Develop and maintain a referral network
  • Interview prospective borrowers
  • Complete the required documentation for loan applications
  • Determine the viability of loan requests
  • Consult with management regarding pricing or guideline exceptions
  • Responsibilities also include other duties as assigned by the supervisor/manager

Competencies:

  • Ability to recognize customer’s needs and matching them to the Bank’s products
  • Effective communication skills with all levels of customers, potential customers, peers, and management
  • Strong customer service, prioritization, and organizational skills
  • Knowledge of all of the Bank’s loan and deposit products
  • Knowledge of the Bank’s policies and procedures
  • Ability to multi-task and an excellent attention to detail
  • Knowledge of Word and Excel
  • High commitment to community involvement and volunteerism

Required Education & Experience:

  • Bachelor’s degree or substantial related field experience
  • 4 years’ experience with commercial lending experience with formal credit training; small commercial real estate and construction and development lending experience

We offer…

Health, Dental, Vision & Life Insurance

Paid Time Off Starting at 30 days per year

Paid Time Off for Volunteering

Tuition Reimbursement

Competitive Salaries

401k Employer Match

Quarterly Cash Profit Sharing

Great Hours

EOE M/F/V/D

First State Bank

Salary: $60000 - 90000 per year
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